Automated Fingerprint Identification
Improving Security and Consumer Self-Service
A key component of
International Automated Systems's (IAS) consumer self-service product is the biometric
system, which verifies people's identities when they make a payment-eliminating
the need for a counterperson to check one's proper identification.
IAS was among the
first companies to develop an automated biometric identification system, entitled
the Automated Fingerprint Identification Machine (AFIM). The company has U.S. and
international patents on taking any type of biometric image-fingerprint, hand, facial,
voice, even iris -and generating a digital code that represents unique characteristics
of the image.
The code can be stored in a file as small as 100 bytes-which
fits easily onto the magnetic stripe of a credit or debit card. That's a key differentiator
of the technology, and makes the cost of implementation far less than other biometric
systems that require the use of expensive smart cards.
This is a time when
U.S. citizens are concerned about security, whether it be in their homes, at their
workplace or when they travel. IAS's Automated Fingerprint Identification may provide
a solution to problems raised by recent, pressing security issues.
can be used for a broad range of security needs, from checking in airline passengers
to helping establish identity of foreign nationals living in the U.S. As demand
grows for personal protection, IAS continues to explore ways to apply its technology
to a variety of security issues.
Ensures a Faster Check-Out
Here's how the technology
works. To get started, a customer receives a store debit card, which includes on
its magnetic stripe, digitized information of his or her fingerprint. At the point-of-purchase,
a supermarket shopper passes that card through a card scanner and places his or
her thumb on the AFIM. The AFIM software then checks the user's live fingerprint
against the digitized "fingerprint" on the magnetic stripe of the card. In less
than a second, the identity is verified.
IAS has connected
into the Automatic Clearing House (ACH) system, which processes the vast majority
of checks in the U.S. Because IAS' AFIM technology has been approved by ACH for
compatibility with any bank, customers have the flexibility to use any bank account
with their AFIM debit card.
For store owners,
the self-service technology made possible by IAS increases protection against fraud,
lowers overhead associated with cashiers and processing, and lowers the number of
checks marked for day-end reconciliation.
Implementation Costs: A Key Differentiator
One of the key advantages
of IAS's Automated Fingerprint Identification system is the cost of implementation.
Other biometric systems generate large, digital image files that must be stored
on a smart card, or similar technologies with a greater amount of data storage capacity.
The difference in cost is substantial. Typically, a magnetic stripe card costs approximately
$0.05 each, whereas, a smart card costs approximately between $3 and $5 each. With
100 million users, this is a variance in cost of about $300-$500 million for the
use of a smart card and $5 million for the use of a magnetic stripe card.